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Interest Rates

Deposit scheme interest rates w.e.f. 01-October-2020
Interest Rate For Term Deposit
Term Deposit General Co-op Societies and Trust Senior Citizen Widow Handicapped/ Blind
15 Days To 45 Days 4.00 % 4.00 % 4.00 % 4.00 % 4.00 %
46 Days To 90 Days 4.25 % 4.25 % 4.25 % 4.25 % 4.25 %
91 Days To 180 Days 4.75 % 4.75 % 4.75 % 4.75 % 4.75 %
181 Days To 12 Months 5.25 % 5.25 % 5.25 % 5.25 % 5.25 %
Above 12 Months Up to 35 Months 5.50 % 5.50 % 6.00 % 6.00 % 6.00 %
Above 35 Months 5.75 % 5.75 % 6.25 % 6.25 % 6.25 %
Saving Account Interest rate 3.00 % 3.00 % 3.00 % 3.00 % 3.00 %

Interest rates on loans

Loans scheme interest rates w.e.f. 21-September-2020
Amount of Debt Details Interest Rate
Term Loan Rs. Up to 25 lakhs 12%
Rs. 25.01 to Rs. Up to 100.00 lakhs 13%
Rs. 100.00 lakhs & Above 12.50%
Doctor, Engineer, CA, Architect 10.50%
Daily repayment plan Buying and selling goods for small businesses 12%
Loans to builders 14.50%
C.R.E. 14.50%
For unconventional energy generation 14%
Educational Institutions, Charities, Hospitals, Restaurants Up to Rs. 100.00 lakhs 13%
Above Rs.100.00 lakhs 12.50%
Mortgage loan of Ware-House receipt Up to Rs. 100.00 lakhs 13%
Above Rs.100.00 lakhs 12.50%
Rent Discounting Loans Up to Rs. 100.00 lakhs 13%
Above Rs.100.00 lakhs 12.50%
Educational loan 14.50%
Gold Mortgage Loan Up to Rs. 100.00 lakhs 12%
Above Rs.100.00 lakhs 12.50%
For Professionals 14%
For Businesses (Daily Repayment Plan) 12%
Salary to be deposited in your bank 14%
If there is collateral 14%
For Skilled Workers 14%
Doctor, Engineer, CA, Architect up to Rs. 5.00 lakhs 10.50%
Salary for non-deposit in your bank / For all other customers 15%
Auto Mortgage Loan For Personal Use 11%
For Commercial use 11%
Older vehicles 12%
Home Loan Flats up to Rs. 28.00 lakhs Purchase (priority) 10%
Up to Rs. 5.00 lakhs for urban repairs in urban areas 10%
Up to Rs. 2.00 lakhs for rural repairs in rural areas 10%
Up to Rs. 28.00 lakhs (Non Priority) 12%
Above Rs. 28.00 lakhs (Non priority) 13%
Cash Credit Up to Rs. 25.00 lakhs 12%
Rs. 25.01 to Rs. 100.00 lakhs 13%
Above Rs.100.00 lakhs 12.50%
Doctor, Engineer, CA, Architect up to Rs. 5.00 lakhs 10.50%