Opening Hours: Monday To Saturday (Closed 2nd and 4th Saturday) between 10am to 5:30pm

Charges

Various Charges Applicable w.e.f. 01/08/2020
Sr. No. Services Saving Account Current Account
Charges 18% GST Charges 18% GST
1 Incidental Charges (Quarterly) Free - 125/- 22.50/-
2 Duplicate Passbook 65/- 11.70/- - -
3 NEFT/RTGS
4 Cheque Return Charges (Dr) :
A) Up to 5.00 Lakh 250/- per cheque 45.00/- 300/- per cheque 54.00/-
B) Above 5.00 Lakh 350/- per cheque 63.00/- 400/- per cheque 72.00/-
5 Cheque Return Charges (Cr) : 125/-per cheque 22.50/- 125/-per cheque 22.50/-
6 ECS Return Charges (Dr): 250/-per ECS 45.00/- 250/-per ECS 45.00/-
7 ECS Return Charges (Cr): 125/-per ECS 22.50/- 125/-per ECS 22.50/-
8 ATM Card with Pin Free - Free -
9 ATM Card Yearly Charges 125/- 22.50/- - -
10 Duplicate ATM Card 125/- 22.50/- 125/- 22.50/-
11 Duplicate ATM Pin Charges 125/- 22.50/- 125/- 22.50/-
12 Company Salary Credit Free - Free -
13 Stop Payment Charges 100/- per cheque 18.00/- 150/- per cheque 27.00/-
14 Account Closing Charges
A) Account Closing Charges in one year 75/- 13.50/- 150/- 27.00/-
B) Account Closing Charges after one year 75/- 13.50/- 100/- 18.00/-
15 ECS Mandate 125/- 22.50/- 125/- 22.50/-
16 SMS Service 10/- Quarterly 1.80/- 15/- Quarterly 2.70/-

Services

Sr. No. Services Charges 18% GST
1 1st Five Transaction per month on other ATM for Saving Account only Free -
2 Balance Enquiry Charges on other ATM ₹ 10/- 1.8/-
3 Withdrawal Charges on other ATM ₹ 20/- 3.6/-
4 CC FDR /CC Cheque Book ₹ 4/- per cheque 0.72/- per cheque
5 SMS Services (Cash Credit Account) ₹ 15/- Quarterly 2.7/- Quarterly
6 FD Recipt (Duplicate) ₹ 65/- 11.70/-

Services

Sr. No. Services Charges 18% GST
1 PSP Duplicate ₹ 30/- 5.4/-
2 DD Revalidation ₹ 30/- 5.4/-
3 DD Cancellation ₹ 30/- 5.4/-
4 IBP (Local Cheque per Thousand) ₹ 6/- 1.08/-
5 IBP (Outside Cheque per Thousand excluding Postage) ₹ 12/- 2.16/-
6 IBP Minimum Commission ₹ 10/- 1.8/-
7 PSP Minimum Commission 10/- ₹ 2.25/- + 18% GST per 1000/-

Minimum Balance

Account Minimum Balance Charges (for not maintaining min. balance)
Saving (having cheque book) ₹ 2000/- ₹ 60/- +18% GST (Quarterly)
Saving (without cheque book) ₹ 1000/- ₹ 30/- +18% GST (Quarterly)
Current Account ₹ 3000/- ₹ 120/- +18% GST (Quarterly)

Loan Account Maintenance Charges

Description Charges(per annum) 18% GST
Up to 5.00 Lakh ₹ 30/- 5.4/-
5.00 Lakh to 25.00 Lakh ₹ 65/- 11.7/-
Above 25.00 Lakh ₹ 125/- 22.5/-

Collection of Cheque/Bill

Amount Charges 18% GST
Up to 1,000 ₹ 6/- 1.08/-
1,001 to 5,000 ₹ 12/- 2.16/-
5,001 to 10,000 ₹ 24/- 4.32/-
Above 10,000 (per Thousand) ₹ 2.25/- 0.42/-

Pay order Charges

Amount Charges
Minimum Commission 10/- ₹ 2.25/-

Locker Rent

Locker Urban Area Rural Area
Small Size (750 Qubic Inch) 1100.00 + 18% GST 600.00 + 18% GST
Medium Size (751 to 1500 Qubic Inch) 2200.00 + 18% GST 1100.00 + 18% GST
Large Size (3501 to 5500 Qubic inch) 3250.00 + 18% GST 1600.00 + 18% GST

Other Charges

Sr. No. Description
1 Photo & Signature Verification charges - 50/- per verificaion 9/-
2 Duplicate Share Certificate - 100/- per certificate 18/-
3 Registration under Pradhanmantri Avas Yojna - 1000/- 180/-
4 ATM Card Return due to Invalid Address - 100/- 18/-
5 Less than 50% (Transaction) Utilisation of sanctioned limit Period - April To March 1% of Limit Sanction per year 18% GST

Legal Documents, Notice charges, etc for loan

Sr. No. Sanction Limit Charges
1 Rs.1 lakh to 10 lakh 2500/- + 18% GST
2 10.01 lakh & above 0.1% or 2500/- + 18% GST(whichever is higher)
Max 15000/- + 18% GST
3 Home Loan 2000/- + 18% GST
4 Personal Loan 500/- + 18% GST
5 Consortium Loan 20000/- + 18% GST
6 Release Deed - up to 10 lakh 1000/- + 18% GST
7 Release Deed - above 10 lakh 2000/- + 18% GST

Request for change in the conditions of loan disursed

Sr. No. Change in conditions No Charges Charges
1 Upto Rs.25/- lakh 500/- + 18% GST
2 Rs. 25.01 lakh to 100.00 lakh 750/- + 18% GST
3 Rs.100/- lakh and above 1500/- + 18% GST

Inspection / Visit charges for loan Account

Sr. No. Description Vehicle avaibalbe by Customer
1 For All Loans Minimum Rs.200/-+ 18% GST
Per Km 20/- + 18% GST
For out of district, amount of total expenses will be reimbursed at actual.
No Charges for Presanction Visit

Charges on Cash Deposit

Sr. No. Cash Deposit Home Branch Other Branch
1 For First 10 Bundle Per Day Charges Nil Nil
Above 10 Bundles charges Saving,Current,CC Rs.5.00/- + 18% GST Rs.7.00/- + 18% GST
2 For all coins Upto Rs.500/- Rs.10/- + 18% GST per Over Rs.500/-

Notice Charges

1 Reminder Notice 100/- + 18% GST
2 Demand Notice-D2 300/- + 18% GST
3 Demand Notice-D3 300/- + 18% GST
4 Section 49 Notice 300/- + 18% GST
5 Final Notice 500/- + 18% GST

Scrutiny Fees

1 Minimum Scrutiny fees Rs.750/-+ 18% GST
2 Loan less than Rs.25.00 Lakh 0.75% + 18% GST on loan sanctioned
3 Loan Rs.25.00 Lakh & above 0.50% + 18% GST on loan sanctioned
4 Mortgage loan 1% + 18% GST on loan sanctioned
5 Overdraft limit minimum Rs.500/- + 18% GST or 0.10% + 18% GST

Cash Credit / CC Renewal Charges

Cash Credit / CC Renewal Charges For Product 13001/13004
1 CC upto Rs.5.00 Lakh Rs.1500/- +18% GST
2 CC above Rs.5.00 Lakh upto Rs.25.00 lakh 0.10% of CC Sanctioned + 18% GST
3 CC above Rs.25.00 Lakh upto Rs.100.00 lakh 0.15% of CC Sanctioned + 18% GST
4 CC above Rs.100.00 lakh 0.25% of CC Sanctioned + 18% GST

IMPS Charges

1 For Debit IMPS Rs.10/- +18% GST
2 For Credit IMPS No charges for Credit Transactions.

Credit Rating Charges

Sr. No. Discription CRIEF CIBIL
1 Individual Customers (personal loan) Rs. 32/- + 18% GST Rs. 90.59 + 18% GST
Individual Customers (Other than personal loan) Rs. 32/- + 18% GST Rs. 97.72 + 18% GST
Individual Customers (person loan+other than personal loan) Rs. 32/- + 18% GST Rs. 133.41 + 18% GST
2 Commercial Customer (professional / businessman) Rs. 480/- + 18% GST Rs. 1365/- + 18% GST
3 Both Above (Commecial + Individual) Rs.480/- + 18% GST and Rs.32/- + 18% GST
for every additional joint holder 		Rs. 1800/- + 18% GST

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